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How mott.
works

Answer a few questions. mott finds you money you didn’t know was yours, in two minutes.

Find my money → See how it works

Sign up for free · no credit card needed

$300 billion+is left on the table every year.

Every year, benefits, tax credits, grants, and property that belong to real people just slip away.

mott’s estimate across benefits, tax credits, grants, scholarships, unclaimed property, free money and avoidable fees.

See how mott finds it

mott finds your share.

Retired nurse
Crown Heights, Brooklyn
$6,840
Medicare Savings + HEAP

Real programs. Illustrative examples.

New parent
Sunnyside, Queens
$11,200
Care credit + EITC

Real programs. Illustrative examples.

Furniture maker
Astoria, Queens
$84,600
Self-employment + energy

Real programs. Illustrative examples.

mott.engineExample

While you read this, mott is finding money.

Surfaced in this session

$12,480
Programs checked
8,912
Sectors
6
Forms you fill
0
Examplematches surfacing…

From a few questions to real money.

No lines, no forms, no fees. Here's the whole thing, start to finish.

Step 1

Answer a few questions

Your life stage, work, and ZIP. About a minute, no account needed to start.

Step 2

mott scans every program we carry

Six sectors, ranked by what you're most likely to actually get.

Step 3

See what you actually qualify for

Real dollar amounts, sorted by your best matches. No vague maybes.

Step 4

Start a free profile and claim

A direct path to each program, plus mott's application builder. Free, always.

Forty years of work, and three programs nobody tells you about: Medicare Savings, HEAP and SCRIE.

Retired nurseCrown Heights, Brooklyn

$6,840on the table

Real programs. Illustrative examples. $6,840 is what Medicare Savings, HEAP and SCRIE are worth together for someone who qualifies for all three, not a guaranteed award.

Unclaimed money is not a rounding error.

$70B
sits in unclaimed property held by state governments, waiting for the people it belongs to.
Source: NAUPA
$4.4B
in Pell Grants went unclaimed by a single high-school class that skipped the FAFSA.
Source: NCAN, 2024
1 in 5
eligible workers never claim the Earned Income Tax Credit they’re owed.
Source: IRS

And that’s a fraction of it. Billions more go unclaimed each year across SNAP, energy, housing, and veterans programs. mott’s job is to find your share.

The short answers.

Is it really free?+
Yes. Discovering what you qualify for is free, with no credit card to start. You can even start a profile to store and track your results, also for free.
Is my data safe?+
Your data is encrypted in transit and at rest, and never sold or rented. Nothing goes to a program unless you choose to connect, and mott never touches your money or your accounts.
Do you file the application for me?+
No, and that’s on purpose. mott finds what you qualify for and gives you a direct path to each program, but you stay in control of every claim. When you start a free profile, you can use mott’s application builder to simplify the process and keep your results and application progress in one place, all for free.
How long does it take?+
About two minutes to see your matches. Answer a few questions, let mott’s AI scan, and your results come back sorted by what you’re most likely to receive. Starting a profile only takes seconds.

Ready to find your money?

Find my money →

Totally free · no credit card needed